Protection for your vehicle fleet
Motor Fleet Insurance is for any company that owns, hires or leases vehicles that are used in conjunction with its business. A fleet is classed as a group of vehicles that are operated by a single company or under the same ownership. The fleet can be made up of many types of vehicles.
Risks Covered
- Indemnity against Fire, Collision, Overturning, Malicious damage, Windscreen damage
- Third Party Property damage
- Third Party Bodily Injury & Death
- Theft of the Vehicles
- Accidental Loss of or own damage to the Insured Motor Vehicles
- Theft of Accessories and Spare Parts and damage caused thereof
- Legal Liability arising out of the use of the Motor Vehicles
Exclusions
- Driving by unlicensed drivers
- Use of the insured vehicle outside the uses that the policy permits
- Contractual liability
- War risks
- Loss or damage to accessories and spare parts, unless on the insured’s vehicles
- Wear and tear and depreciation
- Loss of use
- Mechanical and electrical failure or breakdown. It is only the part that fails which is excluded; any resulting damage to the vehicle is covered
- Damage to tyres caused by road punctures or bursts
- Using a vehicle in an unroadworthy condition
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