Motor: Should any accident occur involving your vehicle you should immediately notify your account handler/agent/broker, office and Police giving details of the accident and location.
Accident: You should also do the same as for Motor Insurance. With Group Personal Accident, medical forms should accompany the claim but in case of death a post-mortem report and death certificate must be submitted for settlement of the claim.
Worker’s Compensation/Group Personal Accident: In case a worker sustains injuries, the District Labour Office should be immediately notified. A doctor’s report should be submitted along with the LD forms.
Fire/Marine, Goods-in-Transit/Miscellaneous Risks: The report should be made immediately to us and the Police.
Accept liability
State the accident was your fault
Repair or replace lost or damaged property without authority from Statewide Insurance Company Ltd
Dispose damaged property and or salvage without authority from Statewide Insurance Company Ltd
Rely on police or local authority to report your accident to us. Report to us yourself
Fail to pursue recovery from third parties as this will affect your overall experience.
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