No More Physical Stickers: Uganda’s Shift to Digital Motor Insurance Explained

The familiar ritual for Ugandan motorists, visiting a branch to get a physical insurance sticker for the windshield, is now a thing of the past. Uganda is moving forward with Digital Motor Third-Party (MTP) Insurance Stickers, a strategic shift that marks a significant step towards a more modern and efficient motor insurance ecosystem. For you, the motorist, this translates to tangible improvements in convenience, security, and compliance.

The Practical Benefits of Going Digital

This transition addresses common pain points experienced by drivers across the country. The digital system is designed to streamline your insurance management.

  • Instant Compliance: Secure your insurance coverage in minutes, from anywhere, at any time.
  • Enhanced Security: Digitally verified certificates significantly reduce the risk of fraud and counterfeit documents.
  • Streamlined Process: Eliminate the need for paperwork, branch visits, and concerns about damaged or lost stickers.
  • Efficient Verification: Law enforcement can confirm your coverage in real-time, facilitating smoother and more transparent roadside checks.

SWICO: Your Guide to a Seamless Transition

At SWICO, we welcome this progressive step by the industry regulator. Our systems are fully adapted to this new framework, and our priority is to ensure our customers experience a smooth and straightforward transition. We are here to provide clarity and reliable service, turning this industry-wide change into a simple, positive step for you.

A Simplified Process for Modern Motorists

Obtaining your digital MTP insurance is a quick and secure process. Follow these three steps:

  1. Initiate and Pay: Dial the USSD code from your MTN or Airtel line and complete the payment via Mobile Money. You will instantly receive a reference number via SMS.
    • MTN: *165*4*5*5#
    • Airtel: *185*7*6*1#
  2. Submit Vehicle Details: Visit our dedicated portal at http://www.swico.co.ug/mtp and enter your reference number and vehicle information.
  3. Receive Confirmation: Your policy is activated immediately. Your official digital proof of insurance will be delivered via SMS and email—no physical sticker required.

Driving Progress, Together

This digital evolution represents more than a change in procedure; it reflects a shared commitment to progress and innovation in Uganda’s insurance landscape. SWICO is proud to be your partner in this journey, providing dependable and accessible insurance solutions for a digital future.

We invite you to experience the new standard of convenience. Renew your MTP insurance digitally today.