Private Vehicle Insurance

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Protection for your personal vehicles

A comprehensive Private motor insurance policy provides protection against the loss or damage of the motor vehicle itself due to accidents as well as driver coverage in terms of associated legal liabilities against death, bodily injuries and/or damages to other people’s properties..

Risks Covered
  • Indemnity against Fire, Collision, Overturning, Malicious damage, Windscreen damage
  •   Third Party Property damage
  • Third Party Bodily Injury and Death
  • Theft of the Vehicle
  • Accidental Loss of or own damage to the Insured Motor Vehicle
  • Theft of Accessories and Spare Parts and damage caused thereof
  • Legal Liability arising out of the use of the Motor Vehicle
  • Driving by unlicensed drivers
  • Use of the insured vehicle outside the uses that the policy permits
  • Contractual liability
  • War risks
  • Loss or damage to accessories and spare parts, unless on the insured’s vehicle
  • Wear and tear and depreciation
  • Loss of use
  • Mechanical and electrical failure or breakdown. It is only the part that fails which is excluded; any resulting damage to the vehicle is covered
  • Damage to tyres caused by road punctures or bursts
  • Using a vehicle in an unroadworthy condition

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