Motorcycle Insurance

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Motorcycle Insurance

Protection for your Motorcycle

This policy provides flexible motorcycle insurance. Coverage extends to include cover for your own motorcycle as well as Third Party Liability for injury or property damage arising out of the use of your motorcycle.

Risks Covered

Indemnity against Fire, Collision, Overturning, Malicious damage, Windscreen damage
Third Party Property damage
Third Party Bodily Injury & Death
Theft of the Motorcycle
Accidental Loss of or own damage to the Insured Motorcycle
Theft of Accessories and Spare Parts and damage caused thereof
Legal Liability arising out of the use of the Motorcycle

Exclusions

Driving by unlicensed drivers
Use of the insured Motorcycle outside the uses that the policy permits
Contractual liability
War risks
Loss or damage to accessories and spare parts, unless on the insured’s Motorcycle
Wear and tear and depreciation
Loss of use
Mechanical and electrical failure or breakdown. It is only the part that fails which is excluded; any resulting damage to the Motorcycle is covered
Damage to tyres caused by road punctures or bursts
Using the motorcycle in an unroadworthy condition

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