Goods in Transit Insurance

Cover your goods against loss or damage while being moved from one place to another.

This Insurance covers the goods of a business against loss or damage while they are in transit from one place to another or are being stored during a journey. A business can obtain this Insurance cover for goods being distributed in its own vehicle, a hired vehicle or by a third-party carrier. 

Risks Covered Exclusions

✓   Loss of or damage to goods caused by accident or by the deliberate act of a third party

✓  Fire, explosion, lightning or flood

✓   Collision of the conveying vehicle with an external object

✓   Collision of the goods with something not on or part of the conveying vehicle

✓   Overturning, jackknifing or derailment of the conveying vehicle

✓   Grounding, sinking or capsizing of the conveying vessel

Crashing or forced landing of the conveying aircraft

✓   Discharge of goods at a port of distress

✓   Jettison

✓   Wear and tear, ordinary leakage, ordinary loss in weight or volume or inherent vice of the goods

✓   Delay, loss of market or consequential loss of any description

✓   Mechanical, electrical or electronic breakdown or malfunction of goods where there is no external evidence that
an event insured against has occurred

✓   The absence, shortage or withholding of labour of any description resulting from any strike, lockout, labour
disturbance, riot or civil commotion

✓   Any process or use, trial, testing or repair

✓   Theft from an exhibition, trade fair or demonstration site unless following forcible entry and/or exit from such site

✓   War or warlike activities

✓   Expropriation

✓   Anything nuclear or radioactive

✓   Any chemical, biological, bio-chemical or electromagnetic weapon

✓   Terrorism

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