Motor Fleet Insurance

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Protection for your vehicle fleet

Motor Fleet Insurance is for any company that owns, hires or leases vehicles that are used in conjunction with its business. A fleet is classed as a group of vehicles that are operated by a single company or under the same ownership. The fleet can be made up of many types of vehicles.

Risks Covered
  • Indemnity against Fire, Collision, Overturning, Malicious damage, Windscreen damage
  • Third Party Property damage
  • Third Party Bodily Injury & Death
  • Theft of the Vehicles
  • Accidental Loss of or own damage to the Insured Motor Vehicles
  • Theft of Accessories and Spare Parts and damage caused thereof
  • Legal Liability arising out of the use of the Motor Vehicles
  • Driving by unlicensed drivers
  • Use of the insured vehicle outside the uses that the policy permits
  • Contractual liability
  • War risks
  • Loss or damage to accessories and spare parts, unless on the insured’s vehicles
  • Wear and tear and depreciation
  • Loss of use
  • Mechanical and electrical failure or breakdown. It is only the part that fails which is excluded; any resulting damage to the vehicle is covered
  • Damage to tyres caused by road punctures or bursts
  • Using a vehicle in an unroadworthy condition

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