Motor Fleet Insurance

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Motor Fleet Insurance

Protection for your vehicle fleet

Motor Fleet Insurance is for any company that owns, hires or leases vehicles that are used in conjunction with its business. A fleet is classed as a group of vehicles that are operated by a single company or under the same ownership. The fleet can be made up of many types of vehicles.

Risks Covered

Indemnity against Fire, Collision, Overturning, Malicious damage, Windscreen damage
Third Party Property damage
Third Party Bodily Injury & Death
Theft of the Vehicles
Accidental Loss of or own damage to the Insured Motor Vehicles
Theft of Accessories and Spare Parts and damage caused thereof
Legal Liability arising out of the use of the Motor Vehicles

Exclusions

Driving by unlicensed drivers
Use of the insured vehicle outside the uses that the policy permits
Contractual liability
War risks
Loss or damage to accessories and spare parts, unless on the insured’s vehicles
Wear and tear and depreciation
Loss of use
Mechanical and electrical failure or breakdown. It is only the part that fails which is excluded; any resulting damage to the vehicle is covered
Damage to tyres caused by road punctures or bursts
Using a vehicle in an unroadworthy condition

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