Goods In Transit Insurance

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Cover your goods against loss or damage while being moved from one place to another

This Insurance covers the goods of a business against loss or damage while they are in transit from one place to another or are being stored during a journey. A business can obtain this Insurance cover for goods being distributed in its own vehicle, a hired vehicle or by a third-party carrier.

Risks Covered
  • Loss of or damage to goods caused by accident or by the deliberate act of a third party
  • Fire, explosion, lightning or flood
  • Collision of the conveying vehicle with an external object
  • Collision of the goods with something not on or part of the conveying vehicle
  • Overturning, jackknifing or derailment of the conveying vehicle
  • Grounding, sinking or capsizing of the conveying vessel
  • Crashing or forced landing of the conveying aircraft
  • Discharge of goods at a port of distress
  • Jettison
  • Wear and tear, ordinary leakage, ordinary loss in weight or volume or inherent vice of the goods
  • Delay, loss of market or consequential loss of any description
  • Mechanical, electrical or electronic breakdown or malfunction of goods where there is no external evidence that an event insured against has occurred
  • The absence, shortage or withholding of labour of any description resulting from any strike, lockout, labour disturbance, riot or civil commotion
  • Any process or use, trial, testing or repair
  • Theft from an exhibition, trade fair or demonstration site unless following forcible entry and/or exit from such site
  • War or warlike activities
  • Expropriation
  • Anything nuclear or radioactive
  • Any chemical, biological, bio-chemical or electromagnetic weapon
  • Terrorism

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