The type of insurance that provides coverage against property damages caused due to fire is fire insurance. Unlike property insurance, fire insurance covers the expenses incurred for the reconstruction, replacement and repair of not only the insured property, but also the nearby structures.
Home insurance plans provide coverage for damage of the house or contents inside the house. You can avail a home insurance policy with extended cover that offers protection for accidents that are likely to take place in households.
All risks are a type of insurance coverage that can exclude only risks that have been specifically outlined in the contract.
A Burglary Insurance policy may be offered for a business enterprise, a shop, an office etc. The policy covers property contained in the premises including stocks/goods owned or held in trust if specifically covered