A  lot  has  been  written  and  discussed about various types of insurance, ranging from personal liability to industrial and commercial  lines.  However,  very  little has been said of Travel Insurance and yet  many  of  us  are  frequent  travelers either due to the nature of our work or family connections
I will discuss some of the benefits offered by this insurance. Travel insurance  is  a  must  have  for all  travelers,  whether  on  business  or otherwise.  The  benefits  under  this policy  address  a  wide  range  of  events and  accidents  that  do  usually  befall many a traveler.
Why you need travel insurance

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Accident and Illness
It  is  not  un  usual  for  one  to  fall  sick or to be involved in an accident while abroad.  The  travel  insurance  would cover  your  medical  treatment  arising from  any  sudden  illness  or  accident while abroad.

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Theft or Loss of Baggage
Many  a  time,  travelers  arrive  at  their destinations only to find their baggage missing,   this   insurance   takes   care
of  such  misfortunes  and  once  it  is established that indeed your luggage is either stolen or missing, you the traveler
become entitled to a reasonable sum to enable  you  to  replace  personal  effects like  clothing,  toiletries  and  the  like  as
usually carried in personal baggage.

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Delayed or Cancelled Flights
This  policy  compensates  the  traveler for expenses incurred due to delayed or cancelled flights connections, thus such expenses  like  transport  to  and  from the  air  port,  hotel  accommodation  or alternative means are taken care of.

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Emergency Travel
You may have planned your trip to last a  couple  of  weeks,  a  month  or  more, but due to an emergency like the death or serious illness of a dear one, you may have  to  change  all  that  and  cut  short your plans requiring you to fly back earlier. Your travel insurance will take care of such incidents.
On  the  other  hand,  you  the  policy holder  may  need  to  be  evacuated  as  a matter  of  urgency  for  further  medical treatment,  again  this  insurance  would meet the costs of this evacuation.

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The cost
Having taken in all the above, I am sure you are now about to ask the question: ‘How much does it cost?’
The  general  feeling  out  there  is  that insurance  is  expensive.  This  is  not  so, for  this  cover  would  cost  you  in  the region of US $5 each day of your travel and the upper limit of benefits could be as much as US $50,000.= Come talk to us before that trip abroad.

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